To apply for a mobile phone contract is to give mobile phone providers an opportunity to put your credit history under microscopic lenses. There is no way you can circumvent that even if you are the leader of the free world. Credit checks are mandatory as providers want to know if you have the ability to make payments for the contract you are applying for. So you have a poor credit rating? Don’t fret or lose sleep over it. After all, you are not the first person to have bad credit.
There are many reasons that inform a person’s poor credit rating other than the largely held belief of financial irresponsibility. It could be because of a job loss/employment termination, recession, poor investment decision or simply incapacitation. Whatever the reason is, you need not beat yourself over it. The logical thing you can do is work your way to rebuilding your credit report. In the mean time, how do you ensure that you get approved for a mobile phone contract even if you have bad credit?
No credit check mobile phone contracts have changed the scope of mobile phone contracts as we knew them. People with a poor credit rating can now get approved for a mobile phone contract thanks to providers who offer no credit check mobile phone plans. In as much as this is good news to scores of people whose credit score might be nothing to write home about, there is always the demerit of having to pay high rates as compared to people with a healthy history and having to enjoy less benefits. All in all, people who have been rejected on numerous occasions before will attest to the fact that it’s better than to have no phone contract at all.
With that said, all is not gloom and doom. There are actually a number of benefits that come with applying for a no credit check mobile phone contract. The first one is of cause the fact that it accords you an opportunity to repair your already worse credit report. The secret in this regard is to actually ensure that you never default on your monthly payments. This will positively reflect to your credit report and in the long run you will be able to gradually rebuild your report to good status.
Secondly, there is always the option to get upgraded to better perks a few months down the line. Rather than whining that you got a raw deal, why not prove yourself to your provider and upgrade to a better plan a few months down the line? After all, it’s not like you have a choice. Thirdly, you don’t actually have to change your number when you apply for no credit check mobile phone contracts. Majority of providers across the UK have collaborated with major network providers and this means that you can apply for these contracts in a network of your choice. The upside is that you won’t have to inconvenience your friends by having to provide them with a new number. You can also commit yourself to a longer contract as it serves to make you lower monthly bills that is within your budget.
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